The cost-of-living crisis is impacting people’s ability to access affordable and appropriate financial services, including credit. In this #RiskView series with LexisNexis Risk Solutions UK & IRL - Financial Services and Businesses, we explore exactly this. And in this interview, I am joined by Adrian Dally, Director of Motor Finance & Strategy at the Finance and Leasing Association (FLA). We explore the individual, social and economic repercussions of limiting people’s access to affordable motor finance, through ineffective credit scoring conventions.
For many a car isn’t a luxury, it’s a necessity for people to earn a regular income. As well as discussing why access to fair motor finance should be front-and-center when talking about the cost of living crisis, Adrian explains how the current economic climate is driving changes in regulation from the FCA, and how the Motor Finance community is adapting to this new regulatory environment.
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